Pennsylvania State Requirements

Resident Requirements

All licensees need to complete a minimum of 24 CE hours every two years.

Annuity Training (New)

State required training for insurance producers that sell annuity products. Effective December 26, 2018, producers must complete a one-time 4 hour training before the end of the insurance producer's next compliance period occurring after December 26, 2018. For producers licensed on or after December 26, 2018, producers must complete the training before the end of the producer's first license period. Producers who have completed annuity training in another state with similar requirements will be deemed compliant.


This state has issued a notice reminding licensees who sell flood insurance of their requirement to comply with the minimum training requirements established by FEMA and the National Flood Insurance Program.

Non Resident Requirements

Non-residents, who comply with CE requirements of his/her resident state, are exempt from the Pennsylvania CE requirements. Non-residents selling LTC must meet the Pennsylvania training requirement.

Long-Term Care Training

Producers wishing to sell, solicit, or negotiate LTC or LTC Partnership policies must complete an 8-hour LTC training program prior to selling and a 4-hour LTC course biennially thereafter.

An insurance producer that sells, solicits or negotiates long-term care partnership policies shall complete, as part of the 8-hour requirement, a 1-hour course related to the Medical Assistance Program (Medicaid) prior to engaging in any marketing activity of partnership policies.

Course Repetition

Course repetition is not permitted within the compliance/renewal period.

Category Restrictions

Any course approved for CE in Pennsylvania may be taken for credit. Credit will not be given to a student who has passed the state exam but has not yet received a license number.

Proctor/Monitor Requirements

Online exams must be monitored by a disinterested third party. A disinterested third party certifies that the licensee completed the exam without assistance (i.e., closed book, no tiling, layering of screens, etc.) and is someone who has no financial interest in the success or failure of the student’s ability to maintain their license. The monitor must complete the online Declaration of Compliance.

If the licensee launches the exam without a monitor present, he/she will be disqualified from receiving CE credit for the course. Completion of the Declaration of Compliance acknowledges understanding and adherence to the specific requirements outlined by the State Department of Insurance. The Declaration of Compliance is electronically transmitted to AOIS upon completion of the exam and may be audited for compliance purposes.

Period Requirements

Renewal periods for all agents shall be the last day of their birth month every two years.

Carryover Requirements

A maximum of 24 hours may be carried over to the next immediate licensing period.

State Reporting Fees

The Pennsylvania Department of Insurance requires a course reporting fee of $5.00 per course (online, self-study and classroom courses). This state reporting fee will be included during checkout when purchasing a course or package.

Instructor Credit

Instructors of CE courses that are also insurance producers will receive double credit for teaching a course once within a licensing period. If more than one instructor, the hours should be split evenly, then doubled.


Producers who were licensed for a particular line of authority before 1/1/1971 and have been continuously licensed for that line of authority and have NOT added any additional lines after the original licensing are exempt from CE requirement.

Acceptable Training Methods

  • Correspondence (Print)
  • Classroom
  • Online (Internet Delivery)

License Renewal Process

  • Producers can renew their license online here.
  • At this time, lapsed licenses cannot be renewed online. For further information on the renewal process for lapsed licenses, click here.

Helpful Links

License Number Look Up

View your CE transcript

Renew your license online

Pennsylvania Department of Insurance


This information is based on state laws and regulations and is subject to change. AOIS makes every effort to make sure this information is current and accurate, however, AOIS is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.

For the most accurate and up to date information please visit the Pennsylvania Insurance Department.